- Overview of Financial Planning
- Overview of the Advanced Certificate in Financial Planning
- Structure
- Duration and Schedule
- Equipment, Resources and Materials
- The Learning Technology
- First Reading

• Fundamentals of the profession
• Role-players in the industry
• Financial Planning environment
• Trends
• Liability
• Legislation (FAIS, FICA, PPR, POCA)
• Money Laundering
• 6 Step Financial Planning process
• Financial Calculations (Time value of money, Simple & Compound Interest)

• Economic Influences
• Business Cycle
• Inflation
• Exchange Rates
• Trends
• Definition of a Portfolio
• Investment Process
• Different Markets
• Investment Products
• Tax on Investments

- Taxable Income / Gross Income
- Definition of Capital
- Exemptions & Deductions
- Taxable Allowances
- Dividends Tax
- CGT & Calculations
- Donations Tax
- VAT & Transfer Duty
- Estate Duty
- Definition of Property & Deemed Property
- Valuation of Assets
- Calculations
- RA`s
- Annuities
- Taxation on Lump Sums
- Divorce
- Tax Deductibility
- Introduction to Employee Benefit

• Law of Succession
• Formalities & Drafting of a Will
• Intestate Succession
• Matrimonial Property Act
• Introduction to Trusts
• Estate Planning Objective

Final Assessment
