The Advanced Certificate in Financial Planning promotes the enhancement, marketability and employability of learners and has the purpose of providing benefits to the economy by developing citizenship, increasing social and economic productivity providing specifically skilled/professional people and transforming the redressing of legacies of inequity.  Additionally, it provides opportunities for continued personal intellectual growth, gainful economic activity, and valuable contributions to society in the fields traditionally associated with financial services.  

The Advanced Certificate in Financial Planning Programme provides a different and needed model of education in this discipline.  Competencies include: 

    • The ability to draft a financial plan. 
    • The ability to gather, analyse and present information.
    • Knowledge of the use of industry-specific products. 
    • The ability to use various methods of presentation for communication purposes. 
    • The ability to identify and suggest sound solutions to a problem. 
    • The ability to organize work requirements to do assignments regularly. 
    • The ability to understand that the financial world is a set of related economic systems. 
    • Learners will be employable upon completion, but at the same time will have the knowledge base to continue with further learning. 

  • Overview of Financial Planning
  • Overview of the Advanced Certificate in Financial Planning
    • Structure
    • Duration and Schedule
    • Equipment, Resources and Materials
    • The Learning Technology
  • First Reading

 • Fundamentals of the profession 

 • Role-players in the industry

 • Financial Planning environment

 • Trends

 • Liability

 • Legislation (FAIS, FICA, PPR, POCA)

 • Money Laundering

 • 6 Step Financial Planning process

 • Financial Calculations (Time value of money, Simple & Compound Interest)

 • Economic Influences

 • Business Cycle

 • Inflation

 • Exchange Rates

 • Trends

 • Definition of a Portfolio

 • Investment Process

 • Different Markets

 • Investment Products

 • Tax on Investments

  •  Taxable Income / Gross Income
  • Definition of Capital
  • Exemptions & Deductions
  • Taxable Allowances
  • Dividends Tax
  • CGT & Calculations
  • Donations Tax
  • VAT & Transfer Duty
  • Estate Duty
  • Definition of Property & Deemed Property
  • Valuation of Assets
  • Calculations
  • RA`s
  • Annuities
  • Taxation on Lump Sums
  • Divorce
  • Tax Deductibility
  • Introduction to Employee Benefit


 • Law of Succession

 • Formalities & Drafting of a Will

 • Intestate Succession

 • Matrimonial Property Act

 • Introduction to Trusts

 • Estate Planning Objective

Final Assessment